AccessBank offers flexible solutions to meet customers’ various financial needs, providing cash loans of up to AZN 50,000.

The annual interest rate for the cash loan starts from 9.5%, with loan terms ranging from 6 to 48 months and a commission fee of 0–3%. The minimum Annual Percentage Rate (APR) is 15%. The final loan terms are determined based on the selected amount, term, and applicable commission.

Customers can use AccessBank’s loan calculator to estimate their monthly payments based on the selected loan amount and term. Through the online application, they can apply for a loan and receive a suitable offer without visiting a branch. This allows customers to review the loan terms in advance and complete the application process online.

In addition to the cash loan, an OK credit card may also be provided upon the customer’s request. The card offers additional financial flexibility for everyday shopping and payments.

AccessBank continues to provide flexible and convenient financial solutions tailored to customers’ needs.

AccessBank, as a leader in the microfinance sector in Azerbaijan, has been providing services to small and medium-sized enterprises since 2002. Among the Bank’s shareholders are the Asian Development Bank, the European Investment Bank, the International Finance Corporation, and other international organizations and investment funds. With 39 branch offices, including 14 in Baku and 25 in regions, AccessBank continues to offer accessible financing options for customers. For additional information about our branches, you can click here.

For more information on the services provided by AccessBank, call 151 or visit the website at www.accessbank.az. You can also follow the bank's social media accounts on Facebook, Instagram, LinkedIn. 

*AccessBank CJSC operates under license No. 245 dated 25 October 2002, issued by the Central Bank of the Republic of Azerbaijan. The bank's Head Office is located at 3 Tbilisi avenue, Yasamal district, Baku city.