Through the initiative and technological support of the country’s first digital bank, Birbank, a project has been implemented that marks the beginning of a new era in the public transportation system. As part of a joint initiative with BakıKart, passengers can now pay for metro rides in Baku Metro using any NFC-enabled bank card, regardless of which bank issued it.

This innovation benefits not only Kapital Bank customers but also users of all other banks, providing equal convenience and accessibility. In addition, the new system supports payments via Apple Pay and Google Pay, while continuing to accept Birbank, BakıKart, and m10 payments – offering passengers more freedom of choice and greater comfort.

The NFC payment system, which supports digital transactions and cashless use of public transport, is planned to be implemented on city bus routes by the end of the year.

The partnership between Birbank and BakıKart had previously introduced QR payments in public transport. Thanks to this solution, passengers traveling by metro and bus in Baku and the Absheron region can easily pay their fares using a QR ticket generated in the Birbank mobile app, without the need for a physical card. 

Birbank, the trademark of Kapital Bank and a provider of the latest digital innovations and banking products, serves its customers through a mobile application with more than 3 million active users, as well as the largest branch network in Azerbaijan, consisting of 118 branches and 53 service offices. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of PASHA Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit https://birbank.az/, call the 196 Information Center, or reach out through the bank’s various social media pages.